Credit Review (Credit Analyst position)

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Palantir's picture

Hi….I’m supposed to do a credit review on a firm as part of an application for a Credit Analyst position for a fixed income shop…any one have any examples of these? Just want to make sure I dont write dumb things etc..

Cities teem with evil and decay, let’s give it a good shake and see what falls out!!

Palantir's picture

bump

Cities teem with evil and decay, let’s give it a good shake and see what falls out!!

bromion's picture

What do you mean credit review? Like a Moody’s or Fitch style review? Or a bond analysis report (similar to a stock report)? They are not exactly the same although clearly there is some overlap.

“I lost my wife to a margin call. Wives get mad when you come home and say, ‘Sweetheart, I lost the house today.’” - Dennis Gartman on trading mistakes

Palantir's picture

I think its more of a bond analysis report….perhaps the type you would present to your PM…I think…

Cities teem with evil and decay, let’s give it a good shake and see what falls out!!

Black Swan's picture

What type of firm are you researching?  Have you read many ER reports (so I can phrase things within that context and just highlight the differences)?

I used to smoke pot and go to class.  

Sneak in ten minutes late with a bullsh*t excuse.  

Slink down low at my desk.  

Pray to god nobody asked me any questions.

I was the best teacher ever.

bromion's picture

A few bulge bracket reports publish credit analysis reports (that are very similar to equity reports). If you have some tickers in mind I could send you some research. The main difference is that instead of talking about EPS, you are looking at cash flow, leverage, interest coverage, etc. but the gist is the same for the most part. A lot of the reports I read still refer to EBTIDA.

“I lost my wife to a margin call. Wives get mad when you come home and say, ‘Sweetheart, I lost the house today.’” - Dennis Gartman on trading mistakes

Palantir's picture

Basically I’m applying for a firm that invests in fixed income (investment grade), and they asked me to do a “credit review” on a 2-3 firms. I’m assuming rather than a Fitch/Moodys report its more of an investment oriented report, but I could be wrong.  Basically it is a bank that I’m supposed to do. Havent read many ER reports yet…

Cities teem with evil and decay, let’s give it a good shake and see what falls out!!

former trader's picture

^ Didn’t you get a new job less than a year ago?

Palantir's picture

no

Cities teem with evil and decay, let’s give it a good shake and see what falls out!!

former trader's picture

Oh…I thought Frank started a thread a while ago congratulating you about your new job.  Maybe it was someone else.

dvictr's picture

the proactive thing to do is already have a few examples of research including equity and some alternative asset. if that is your focus

Palantir's picture

.

Cities teem with evil and decay, let’s give it a good shake and see what falls out!!

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