#1 My friend’s accountant told her to fully use the line of credit her bank is offering her. Take all the money, and put it in an account and just sit on the cash because credit is going away. #2 I called about an ad on craigslist for a guy who buys gold & silver to ask him if there was a panic or shortage. He said, nah… sell now. There’s too much of the stuff. He offered me $750/ounce for some gold austrian coins that he’d have to melt down for me. (I don’t really have any gold coins).