Covered/Uncovered interest rate parity

I keep getting questions on covered/uncovered interest rate parity wrong. Does anyone know a simple way to distinguish between the two?

If they ask for forward rates, it’s covered formula regardless if they mention uncovered.

The formula’s the same.

Covered IRP simply means that you have a contract (e.g., a forward or a futures) that ensures the future exchange rate.

Uncovered IRP simply means that you’re crossing your fingers.