2003 exam #9 and 2007 exam #1 What’s the difference between these two scenarios? Both have an immediate need for generating a return (retired for the Ingrams, Death of parents for Campbell) AND Both have a Goal beyond the current time horizon (Ingrams wish to leave Gifts in 35 years, Campbell is to attend school in 6 years) Therefore, Please, indicate why we don’t calculate them/solve for the return in the same fashion? What is the key difference (Identifying factor) between these two questions that I’m missing? Thank you so much for your help in advance, This is really bothering me… a.