Hey Guys,
So I currently have the investment strat of 60% Equity (Mainly trackers S&P, some EM trackers etc)/23% bonds (USD treasury ETF) and 17% Cash (In the event for market turmoil - which I expect - I am able to purchase more cheap equity).
Any agreements? 5-year horizon with Moderate risk profile
For a 5 year horizon, it seems pretty risky
Really? I thought I was on the conservative side
he is a new analyst prolly in his 20s/30s, so i would guess he has a super long time horizon. anyways the best advice i can give you is to not try to time the markets. markets very likely will fall more, but we are down maybe 13% from the peak so it isnt that bad to buy right now.
anyways: 85/10/5. detailed breakdown below.
55% eq - etfs/mutual funds 60%, individual stock 40%
20% real estate eq
10% private business eq
10% bond like (loans to fam)
5% net of debt cash. just for emergencies!
dont time the markets…“markets very likely will fall more”…
What interest are you earning in cash? If it’s less than say 2.5%, you are not using your capital effectively and should move it into something with better yield.