http://www.npr.org/sections/money/2017/03/31/522226226/episode-762-the-fine-print
Apparently these banks they went to would let users get first dibs on shares when they ipod. When they figured this out they went to a ton and opened accounts and just waited. 60 banks they were with ipod. They bought shares in each and made money 57/60 times. Interesting listen.