It’s one thing to write past the time and get nailed for that… that’s just being stupid it’s another to get busted cheating. That’s something a future employer would count against you.
What concerns me a little is that I need to talk to myself a little in order to figure out some of the more complicated questions, like the effect on ratios from accounting adjustments or derivatives. I hope it won’t seem like I’m cheating if I’m whispering quietly to myself.