I want to start trading...

You’re telling untruths.

I’m thinking about letting Loews go…it’s very undervalued and I like the company, but I wish they’d be more aggressive in buybacks, and i want to hold at least 20% cash, especially given the market rise…This is all probably bad practice though.

they seem to have trouble getting credit

Google is going to run local economies. You heard it hear. Don’t make me say I told you so.

http://www.trackrecorder.com/

seems to be designed to help those who want to establish a verifiable track record on paper in order to manage funds in future