Thanks for all the responses. I should have clarified: I wouldn’t be registerting for Level II in 2012 through CFAI but would be purchasing materials through Stalla. I don’t have the option of taking time off work for six months to study, and my wife and I are expecting early next year, so my thought process would be to take as much time as I could since I knew I’d be really busy in the near future. I’ve decided to sit in 2012, so all this is moot.