My wife and I are living paycheck to paycheck. Can someone take a look at our budget and help us start saving?

The guy who originally posted this did it because of all the bs stories he heard from people. He completely made this up.

Frankly I see three options in your situation… Call the debt in and hope they pay, just get a repo company to go size their property for you to sell, or you could put a lien on their property, which is actually very easy to do.