Passed. 18 month CFA adventure complete. So relieved.
Failed Band 10.
PASS.
Passed… Yeah!
Essay
Q# Topic Max Pts <=50% 51%-70% >70%
1 Portfolio Management - Individual 20 * - -
2 Portfolio Management - Individual 19 - * -
3 Equity Investments 17 - - *
4 Economics 15 - * -
5 Portfolio Management - Institutional 16 - * -
6 Portfolio Management - Institutional 16 - - *
7 Fixed Income Investments 11 - - *
8 Portfolio Management - Asset Allocation 15 - - *
9 Portfolio Management - Risk Management 15 - - *
10 Portfolio Management - Monitor&Rebalance 19 - * -
11 Portfolio Management - Individual 17 - - *
Item Set
Q# Topic Max Pts <=50% 51%-70% >70%
-
Alternative Investments 18 - - *
-
Economics 18 - - *
-
Equity Investments 18 - - *
-
Ethical & Professional Standards 36 - - *
-
Fixed Income Investments 36 - * -
-
Portfolio Management - Individual 18 - - *
-
Portfolio Management - Performance Eval. 18 - - *
-
Portfolio Management - Risk Management 18 - - *
Passed. I thought I did better than shown in AM, guess I fell for some of the notorious “tricks”. PM about as expected, especially ethics.
Essay 1 Portfolio Management - Individual 20 - - * 2 Portfolio Management - Individual 19 - * - 3 Equity Investments 17 - * - 4 Economics 15 - * - 5 Portfolio Management - Institutional 16 - * - 6 Portfolio Management - Institutional 16 - - * 7 Fixed Income Investments 11 - - * 8 Portfolio Management - Asset Allocation 15 - - * 9 Portfolio Management - Risk Management 15 - - * 10 Portfolio Management - Monitor&Rebalance 19 - * - 11 Portfolio Management - Individual 17 - - * Item Set Alternative Investments 18 - - * Economics 18 - - * Equity Investments 18 - - * Ethical & Professional Standards 36 - * - Fixed Income Investments 36 - - * Portfolio Management - Individual 18 - - * Portfolio Management - Performance Eval. 18 - * - Portfolio Management - Risk Management 18 - - *
Passed. Good luck to everyone else!!
ITS A PASSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSS!!!
THAT WAS SO DAMN CLOSE !
Essay
Q# Topic Max Pts <=50% 51%-70% >70% 1 Portfolio Management - Individual 20 * - - 2 Portfolio Management - Individual 19 - * - 3 Equity Investments 17 - * - 4 Economics 15 * - - 5 Portfolio Management - Institutional 16 * - - 6 Portfolio Management - Institutional 16 - - * 7 Fixed Income Investments 11 * - - 8 Portfolio Management - Asset Allocation 15 - * - 9 Portfolio Management - Risk Management 15 * - - 10 Portfolio Management - Monitor&Rebalance 19 - - * 11 Portfolio Management - Individual 17 - - *
Item Set
Q# Topic Max Pts <=50% 51%-70% >70% - Alternative Investments 18 - - * - Economics 18 * - - - Equity Investments 18 - * - - Ethical & Professional Standards 36 - * - - Fixed Income Investments 36 - * - - Portfolio Management - Individual 18 * - - - Portfolio Management - Performance Eval. 18 - * - - Portfolio Management - Risk Management 18 - - *
Band 8 
Passed!
40/60/80 was 73%
3 for 3 in 18 months - done and done
Fail . band 5 i had a feeling PM was bad. i understated it. i was annihilated in PM, while AM was slightly worse than i thought. anyway i feel sorry for my hubby who will endure this another year. But… i keep on singing Liverpool’s anthem: “walk on with hope in your heart” getting drunk now, will restart studying in 3 months…
Passed. Thanks to AF for clarifications and support. Good luck to the rest.
Essay
Q# Topic Max Pts <=50% 51%-70% >70% 1 Portfolio Management - Individual 20 - * - 2 Portfolio Management - Individual 19 * - - 3 Equity Investments 17 * - - 4 Economics 15 * - - 5 Portfolio Management - Institutional 16 - * - 6 Portfolio Management - Institutional 16 - - * 7 Fixed Income Investments 11 - - * 8 Portfolio Management - Asset Allocation 15 - * - 9 Portfolio Management - Risk Management 15 - - * 10 Portfolio Management - Monitor&Rebalance 19 - * - 11 Portfolio Management - Individual 17 - - *
Item Set
Q# Topic Max Pts <=50% 51%-70% >70% - Alternative Investments 18 - - * - Economics 18 - - * - Equity Investments 18 - - * - Ethical & Professional Standards 36 - * - - Fixed Income Investments 36 * - - - Portfolio Management - Individual 18 - * - - Portfolio Management - Performance Eval. 18 - * - - Portfolio Management - Risk Management 18 - - *
I passed too!!
Yaaaaay!! 
Congratulations to those who passed and good luck to those yet to receive their magic email
To all those who passed: Congrats!!!
Let’s remember to thank our families, study buddies, teachers, colleagues, bosses, friends - all those who have helped us, encouraged us and/or put up with our grumpiness and absence.
To all those who didn’t: congrats to you too. We all know how little separates a pass and a fail, and you are even closer to the designation today than you were a year ago. You’ve already learned a lot, and will learn even more. The charter commands the same amount of respect whether you obtained it in 2 years or in 7: different tests of character, but tests of character either way. You’ll conquer this beast.
Band 10
Essay
Q# Topic Max Pts <=50% 51%-70% >70% 1 Portfolio Management - Individual 20 - * - 2 Portfolio Management - Individual 19 * - - 3 Equity Investments 17 * - - 4 Economics 15 - - * 5 Portfolio Management - Institutional 16 - - * 6 Portfolio Management - Institutional 16 - - * 7 Fixed Income Investments 11 * - - 8 Portfolio Management - Asset Allocation 15 - - * 9 Portfolio Management - Risk Management 15 * - - 10 Portfolio Management - Monitor&Rebalance 19 * - - 11 Portfolio Management - Individual 17 - - *
Item Set
Q# Topic Max Pts <=50% 51%-70% >70% - Alternative Investments 18 - * - - Economics 18 - * - - Equity Investments 18 - - * - Ethical & Professional Standards 36 - * - - Fixed Income Investments 36 - * - - Portfolio Management - Individual 18 - - * - Portfolio Management - Performance Eval. 18 * - - - Portfolio Management - Risk Management 18 - * -
I’m honestly not that surprised since I left 3 blank in the AM. Would have been happier with a band 8 or 9 though. May retab but I know that likely won’t change anything. I’m not sure if I will do this again though. Congratulations to everyone who passed.
I heard you.
Thanks, I’ll keep going.
God has been kind
Extremely thankful to everyone who supported throughout the process.
While going through the process, I have changed during the last few years. Struggle, doubting the self, frustation, multiple failures in the exams, but there is always a reason we all undergo through this.
To those, who were not so fortunate, don’t loose hope, keep working hard, if one can pass level 1 & 2, this is also possible.
Best to everyone.
Failed. See you next year. Congrats to those who passed.
PASSED!!!11
All the best everyone!!
Essay 1 Portfolio Management - Individual 20 - * - 2 Portfolio Management - Individual 19 - * - 3 Equity Investments 17 - - * 4 Economics 15 - - * 5 Portfolio Management - Institutional 16 - * - 6 Portfolio Management - Institutional 16 - - * 7 Fixed Income Investments 11 * - - 8 Portfolio Management - Asset Allocation 15 - - * 9 Portfolio Management - Risk Management 15 - - * 10 Portfolio Management - Monitor&Rebalance 19 * - - 11 Portfolio Management - Individual 17 * - - Item Set - Alternative Investments 18 - - * - Economics 18 - - * - Equity Investments 18 - - * - Ethical & Professional Standards 36 * - - - Fixed Income Investments 36 - - * - Portfolio Management - Individual 18 - - * - Portfolio Management - Performance Eval. 18 - * - - Portfolio Management - Risk Management 18 - * -
Failed Band 10. First time I’ve failed and boy does it sting…
I bombed the PM, seem to have done much better on the AM.
Essay Portfolio Management - Individual - - * Portfolio Management - Individual - * - Equity Investments - * - Economics * - - Portfolio Management - Institutional - - * Portfolio Management - Institutional - - * Fixed Income Investments * - - Portfolio Management - Asset Allocation 15 - - * Portfolio Management - Risk Management 15 - * - Portfolio Management - Monitor&Rebalance 19 * - - Portfolio Management - Individual 17 - * - Item Set Alternative Investments 18 - * - Economics 18 * - - Equity Investments 18 * - - Ethical & Professional Standards 36 - * - Fixed Income Investments 36 * - - Portfolio Management - Individual 18 - - * Portfolio Management - Performance Eval. 18 * - - Portfolio Management - Risk Management 18 - * -
Passed! Second time writing L3. Wrote last year after taking the University of Toronto L3 Prep Course. This year I used the PASSMAX prep course which was much, much better.
Essay Q# Topic Max Pts <=50% 51%-70% >70% 1 Portfolio Management - Individual 20 * - - 2 Portfolio Management - Individual 19 - - * 3 Equity Investments 17 * - - 4 Economics 15 - * - 5 Portfolio Management - Institutional 16 - - * 6 Portfolio Management - Institutional 16 - - * 7 Fixed Income Investments 11 - * - 8 Portfolio Management - Asset Allocation 15 - * - 9 Portfolio Management - Risk Management 15 - - * 10 Portfolio Management - Monitor&Rebalance 19 * - - 11 Portfolio Management - Individual 17 - - * Item Set Q# Topic Max Pts <=50% 51%-70% >70% - Alternative Investments 18 * - - - Economics 18 * - - - Equity Investments 18 - * - - Ethical & Professional Standards 36 - * - - Fixed Income Investments 36 - * - - Portfolio Management - Individual 18 - - * - Portfolio Management - Performance Eval. 18 - * - - Portfolio Management - Risk Management 18 - - *