time horizon question..

McLeod81 Wrote: ------------------------------------------------------- > Actually, I think the answer is 4 leaving out the > post-retirement time horizon. This seems to be > the way these questions have been leaning > lately… Sorry McLeod, I didn’t see your question to me until now. I had your same time horizons without the post-retirement. Unless a trust is set up by the current client which needs to be managed for a set period of time (or perpetuity), I think we can ignore the post retirement. I believe we can make the simplifying assumption that the money will be distributed at the owners death.

post-retirement is not part of the time horizon. post-retirement means you dead and no body cares about that.

Not always true tibwa. If a trust is set up there can new post-retirement time horizon.