US Mortgage Terms/Rates

And where will they trade their account from? A cardboard box under the bridge?

Well, of course there is rent.

https://www.penfed.org/5_5-Adjustable-Rate-Mortgage-ARM/

respekt

The Penfed 5/5 arm is da troof

Do you actually write out a check for your mortgage every month? People can just setup an automatic payment at the higher amount.