Can someone please explain to me how we would calculate this using the BA 2 Plus calculator - because I cannot seem to get the right answer for the annuity.
The answer is meant to be = 2,267,119.05
Though I always seem to get something much bigger.
Immediate annuity plus payment today:
P/Y=C/Y=1
END
2nd CLR TVM
19 N 7 I 200000 PMT CPT PV -2,067,119.049
Add payment made today = 2,067119.049 + 200,000 = 2,267,119.049
Annuity due
P/Y=C/Y=1
BGN
2nd CLR TVM
20 N 7 I 200000 PMT CPT PV -2,267,119.049
An n-year annuity due is equivalent to an immediate annuity for n-1 years plus a payment today. 
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Thank you, Thank you, Thank you!! 