Cash

I always here about putting you money in cash. What intrument does that normally imply? Is it just CDs and savings accounts at Commercial Banks. Or is Treasury Notes considered cash as well?

Cash would usually be considered a money market mutual fund.

Yes, a money market fund. For an individual CD’s and savings accts would also be considered cash. Not T-Notes, you probably meant T-bills. T-bill’s would be considered cash also.