Craiglist Post: "I was taught early in my career about efficient markets"


What am I doing wrong?

Okay, I’m tired of beating around the bush. I’m a beautiful (spectacularly beautiful) 25 year old girl. I’m articulate and classy. I’m not from New York.I’m looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City, so I don’t think I’m overreaching at all.

Are there any guys who make 500K or more on this board? Any wives? Could you send me some tips? I dated a business man who makes average around 200 - 250. But that’s where I seem to hit a roadblock. 250,000 won’t get me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and she’s not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to her level?

Here are my questions specifically:

  • Where do you single rich men hang out? Give me specifics — bars, restaurants, gyms

  • What are you looking for in a mate? Be honest guys, you won’t hurt my feelings

  • Is there an age range I should be targeting (I’m 25)?

  • Why are some of the women living lavish lifestyles on the upper east side so plain? I’ve seen really ‘plain jane’ boring types who have nothing to offer married to incredibly wealthy guys. I’ve seen drop dead gorgeous girls in singles bars in the east village. What’s the story there?

  • Jobs I should look out for? Everyone knows - lawyer, investment banker, doctor. How much do those guys really make? And where do they hang out? Where do the hedge fund guys hang out?

  • How you decide marriage vs. just a girlfriend? I am looking for MARRIAGE ONLY

Please hold your insults — I’m putting myself out there in an honest way. Most beautiful women are superficial; at least I’m being up front about it. I wouldn’t be searching for these kind of guys if I wasn’t able to match them — in looks, culture, sophistication, and keeping a nice home and hearth.

it’s NOT ok to contact this poster with services or other commercial interests

PostingID: 432279810 THE ANSWER

Dear Pers-431649184:

I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament.

Firstly, I’m not wasting your time, I qualify as a guy who fits your bill; that is I make more than $500K per year. That said here’s how I see it.

Your offer, from the prospective of a guy like me, is plain and simple a crappy business deal. Here’s why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But here’s the rub, your looks will fade and my money will likely continue into perpetuity… in fact, it is very likely that my income increases but it is an absolute certainty that you won’t be getting any more beautiful!

So, in economic terms you are a depreciating asset and I am an earning asset. Not only are you a depreciating asset, your depreciation accelerates! Let me explain, you’re 25 now and will likely stay pretty hot for the next5 years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you!

So in Wall Street terms, we would call you a trading position, not a buy and hold… hence the rub… marriage. It doesn’t make good business sense to “buy you” (which is what you’re asking) so I’d rather lease. In case you think I’m being cruel, I would say the following. If my money were to go away, so would you, so when your beauty fades I need an out. It’s as simple as that. So a deal that makes sense is dating, not marriage.

Separately, I was taught early in my career about efficient markets. So, I wonder why a girl as “articulate, classy and spectacularly beautiful” as you has been unable to find your sugar daddy. I find it hard to believe that if you are as gorgeous as you say you are that the $500K hasn’t found you, if not only for a tryout.

By the way, you could always find a way to make your own money and then we wouldn’t need to have this difficult conversation.

With all that said, I must say you’re going about it the right way. Classic “pump and dump.”

I hope this is helpful, and if you want to enter into some sort of lease, let me know.


It’s like 7 years ago again.

You mean it’s time to stick a fork in???

If 35 is supposed to be the end of the line, after 7+ years, it must be getting close…

I don’t know for sure but there’s at least 50/50 odds this post has been around longer than I have been in the investment industry which at this point is about 8.5 years.

This is at least the third time that it’s been posted on AF, much less to Craigslist. It was awesome the first time, still kinda funny the second, but the third…not so much.

We need a fourth time.

Can you imagine if some BSD like Jamie Dimon actually saw this and wrote a response? Wow now that would be incredible.

exactly the point I was trying to make

I saw this in a forwarded email that it actually was Jamie Dimon who wrote the response. Of course, everyone knows forwarded emails are legit, so it must be true.

This is almost like the AF sink story. It’s been around for a decade but it gets bumped annually and still continutes to amuse the newbies and vetrans alike.

There was a rejoinder, wondering if anyone has seen this:

^ the sink story getting bumped is all fine and great, but imagine someone reposting the sink story as if it were new instead of just bumping it… because that’s what’s happening here

I doubt that was written by the same girl. Doesn’t even remotely sound the same.

“Hey guys, I was just surfing around Digg, YTMND, and ebaumsworld and came arcoss this funny post.”


Tip #1: don’t be a vacuous, selfish, entitled, predatory person who brings nothing to the table.

Well, it’s not like anyone else posted anything interesting…

whoa, my b yo

So its acceptable for guys to choose a girl base on her looks, but it’s not acceptable for girls to choose a guy base his wealth?

Double standards brah.

I hope the guy one day reveals himself. I’d be dissapointed if it was some BOM reconciling trades.