Credit Risk highest in the middle only for equity and interest rate swap, what about currency?

Credit Risk is at its highest in the middle of the term only for equity and interest rate swap, what about currency?

In currency you actually swap cash so I believe risk is skewed towards the end because in case of counterparty bankrupcy you have to return cash and file a claim for the amount you are owed… someone please correct me of Im wrong

Thanks! I believe that is correct!

i concur, because you gots to pay back the full amt