My friend who is an unemployed mechanical engineer (fresh grad, cant find a job) wanted me to go out, I said I have to study for CFA. He said it is silly stuff and does not need studying.
I dared him to take the pm mock, if he scores a 70 I go out and all drinks on me.
He scored a 78%, basiclly did not miss a single question that had numbers in it, and reasoned about most of the rest.
Don’t you think anyone who has taken a loan or put money in a bank account can do TVM. Once you have the basic concept down, there goes all three Levels of CFA