it might not be huge but to help out w/ the volatility and to help support some long-term capital into the market, it would be nice to allow a ‘window’ where everyone could invest additional $ into their ROTH IRA’s while still having it go in pre-tax. Meaning, you get to put it in pre-tax and have it grow tax-free and withdraw it tax free at retirement. Raise the cap too 
Might get ppl buying. I would. I haven’t really thought this through, just a selfish idea really I guess!
I like the idea but here’s the deal: Roth is attractive if you feel that you will be in a higher tax bracket by the time you retire. If the bailout doesnt work and taxes are increased across the board and gummint is still recouping the bailout money 30 years from now then Roth would be a very attractive option. I dont think the gummint will do it though.
That would be an interesting idea. Make it a week long window and see what happens. I’m on-board.
needhelp Wrote: ------------------------------------------------------- > I like the idea but here’s the deal: > > Roth is attractive if you feel that you will be in > a higher tax bracket by the time you retire. If > the bailout doesnt work and taxes are increased > across the board and gummint is still recouping > the bailout money 30 years from now then Roth > would be a very attractive option. I dont think > the gummint will do it though. You missed the part about $going in pre-tax too. No need for the Roth vs regular argument. JoeyDVivre Wrote: ------------------------------------------------------- > That would be an interesting idea. Make it a week > long window and see what happens. I’m on-board. Wow- I’m very impressed w/myself Seriously- If I could do that, I would put in a LOT of money over the next couple weeks. I’m on the sidelines- but being able to bet (at my young age) that this is a low point heading into further growth where I might see huge returns in the next @ 20-30 years and then reap the benefits tax free, while still getting a break now!