large inheritance - different time horizon??

i saw someone ask about college years being own time horizon. what about getting a large inheritance? especially when it’s on a set date. they don’t seem to care that much about having rich parents in general, i’ve noticed. and what constitutes having another stage after death? is it having highly specific purpose? or being rich? or just leaving inheritance?

Large inheritance is definately a new time horizon. I’ll let someone else answer the other question, I’m not too sure.

You only include a post-retirement time horizon if there’s some kind of trust (ie GST) set up which will continue after death. Just having the assets distributed upon death doesn’t constitute another time horizon.

smarshy, mcleod, thanks very much!!