Do we need to write both of them while calculating “return objectives” in the exam or either will fetch us full grade?
Always go with multiplicative.
Id write both =)
Go with multiplicatice in endowements and foundations. In the rest you can go both ways.
The institute accepts both. The answer key on their mocks have both listed and they’re both acceptable. I’d go with additive personally.
Do not write both; it’s a waste of time.