Net discount rate including growth

I have only found it mentioned as blurbs in two questions in the book from Reading 12. CFAI has it as:

i = ((1+ Discount Rate)/(1 + Growth Rate)) - 1

I can’t find it anywhere in the reading or other topics. Anyone know if it is? Seems important

5.2.2. Program Review R12

Life Insurance Needs For Jacques and Marion (blue box)

This may help

Does anyone know why we divide the discount rate by growth rate? Can’t wrap my head around that. Can we assume the discount rate to be (inflation + salary growth)? Thank you in advance.

See if this helps: