The textbook says that the PV of $4514.89 for 20 years at 6% is $51785.46
When I calculate the following in my calculator:
PMT = 4514.89
Then compute PV - I get $51217.04?? Not $51785.46 as stated in the textbook?
I also get a different answer for Scenario 4.
Is anyone else having this problem?