Required Return - Time Value vs Simple Arithmetic

Does anybody have a clear cut method for deciding whether or not to pursue the TVM calc for IPS returns?

Do both, it will take 10 seconds more

Anything that has a payment amount either going in or coming out you can assume is a TVM question.

janakisri, i wasn’t askin about geometric vs. simple… i was talking about tvm on calculator. thanks paraguay.

i guess the nitty gritty of this issue comes down to whether or not the bequest amounts are merely wishes or instead are mandated goals. wishful bequests can/may be ignored, but mandated goals force the time value of money calc. agreed?