Hi, Anyone care to comment on the trends below? 1. Risk Mgmt has become much more people centric. The dependence on quant models will obviously continue but no more blind faith in black box models, without knowing its internals. 2. Focus on organization wide employee buy-in for Risk mgmt practices at all levels i.e. Risk is really everybody’s job. 3. Cross company collaboration as a key pillar of how companies manage enterprise wide Risk 4. Percentage of firms taking a more strategic and longer term view of Risk Mgmt practices will rise. 5. Emergence of more IT savy self serve Risk Mgmt power users who will be grow even more adept at sourcing and conducting their own analytics rather than rely on IT dept. to spoon feed. 6. Liquidity risk and Asset Liability Mgmt back in focus 7. Risk computing via cloud becomes real 8. Closer link between pricing and clearing in Credit derivatives and move towards use of clearing houses for CDS & OTCs. 9. More regulators/supervisors will shift to the heavy handed approach to Risk exposures vis-a-vis the light touch. 10. Goldman Sachs Risk professionals will be in even more high demand!