Sample 2 PM question

the last vignette it is said in one q that both asset side and liquidity side have high liquidity risk. Then why in the following q, the ability to take risk is said to be high? the solution said “regarding his financial position and age” I don’t understand, Amin needs 13.5% minimum return objective to cover his living expense, how can it says that regarding financial position, his ability to take risk is high? does it mean that expense/income ratio decides the liquidity risk while extra expense/total asset ratio decides ability to take risk?