Schweser Vol.1 - Exam 1 morning

Willingness to take risk: I said average but Schweser said below average. He said he prefers no more than 2% loss in portfolio value in any year. This would indicate below average, I agreed. However, he also said he realized that he may need to take some risk in order to achieve his goal. I gave a notch upgrade on this, but Schweser totally ignores this. How do we know when to ignore something?