Simply let the mafia be the legs and arms of banks. This way people will definitely pay their mortgages and debt on time and control their spending wisely. I think this is how it worked back in the day and in 3rd world countries.
I knew I should have written in Caligula instead of voting Obama. What was I thinking?
At least we would have more personal accountability.
Isn’t Caligula one Obama’s best friends?