T bill quote

Could someone please help me understand how this bill has been quoted at bid 6.77, the day convention is act/365.

If i do 100 - ( 6.77* (182/365) ) I dont get the quoted price 96.804

issue date 8 dec
quoted price 9 dec

EDIT: I understand how it was calculated 100/(1.0677^(181/365))

but everywhere I read t bills are quoted in the following way:

FV / (1 + interest rate * (n days/ 365)) which is not correct?