TVM Calc

Still waiting on my CFAI Curriculum, so I’m going through the 06’ Schweser notes and I’m a little confused on the TVM calculations. The material indicates if computing semi-annual and annual you must add 1. and one zero, whereas the quarterly and daily compounding requires you add 1. and two zeros. Otherwise, I get some interesting results on my BAII. It does not state this, but in order to reproduce their results it seems the only method. Any help would be appreciated. Thanks in advance.

I’m a bit confused, I dont seem to have to do that on my TI calculator. Can you maybe give a numerical example of what happens if you do what you stated above and what happens if you don’t?