So I am a bit of a lurker here and don’t generally see any point of posting my personal conundrums to the interwebs but today I think that picking some impartial analytical minds but be useful. Here’s my situation in a nutshell:
- Late 20’s - Got a job that I find quite interesting, don’t find too stressful and pays more than I need - Have saved up a little nest egg, enough to live my current lifestyle for about 5 years without working - Have been living with my girlfriend for 3 yrs
About a month ago we decided to buy a house and tomorrow is d-day to fork over the cash and seal the deal. A month ago this seemed like a great idea but in the interim I have begun to question just about every aspect of my existence, career, friends, relationship etc. Its not so much that I am unhappy with any of these but more that due to the degree of difficulty entailed in reversing the house purchase, I am trying to extrapolate a multitude of possible scenarios to ensure that I make the best choice today.
The type of decisions I am referring to are things like, doing a masters, MBA, change of industry, going travelling etc. I have to make my own decision but am sure most people on here must have faced similar life choices and would be pretty interested to hear what you chose and how it worked out, what you would do differently etc.
I have 24 hrs to decide, should I buy a house and settle into a comfortable yet possibly dull suburban existence (higher risk aversion) or embrace the last of my youth, go travelling, push myself to get another qualification and hopefully improve career prospects (lower risk aversion). Does it even matter in the long run?