Could be both. Am always amazed by the youngsters out there, driving 6figure cars and basically hanging out all day. There is a lot of that kind here in Switzerland…
^LOL. It’s really difficult when everyone around you thinks “you’re so smart, I’m sure you passed!”. Some of my colleagues know I took the exam, but my employer/boss doesn’t know. I try my best to limit the amount of people who know what I’m doing so the hypothetical “I failed” talk happens less.
Many are fresh Uni grads and their parents still foot the bill for some things like these MBA,CFA etc. Shit, I know 30+ yr olds whose parent still pay their rent…